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Living Promise Guidance from Marvin Brooks

Living Promise Final Expense

Compare Living Promise Level Benefit and Graded Benefit final expense options from United of Omaha.

Senior couple reviewing final expense protection
Mutual of Omaha
UNITED OF OMAHA LIFE INSURANCE COMPANY

Living Promise Whole Life Insurance

Final expense protection with Level Benefit and Graded Benefit paths.

LEVEL BENEFIT

Full benefit from day one

  • Issue ages 45-85
  • Face amounts generally $2,000-$40,000 under the active producer rate library
  • Standard tobacco and non-tobacco classes
  • Health answers, MIB, pharmaceutical checks, and possible phone interview may apply
  • Accelerated and accidental-death features may be available by state
Estimate Level Benefit
GRADED BENEFIT

Alternative for certain health histories

  • Issue ages 45-80
  • Face amounts generally $2,000-$20,000 under the active producer rate library
  • No tobacco distinction in the active graded table
  • Natural-cause benefits are graded during the first two policy years
  • Full benefits are generally payable for accidental death, subject to policy terms
Estimate Graded Benefit

Features to review with your agent

Premiums never increaseBenefits never decreaseBuilds cash valueCarrier and state rules apply
Important: Eligibility, underwriting class, policy form, riders, exclusions, waiting or graded periods, and final premium are determined by the carrier. Estimates are not an offer or guarantee of insurance.
Marvin Brooks
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